Investments

Invest With Peace Of Mind…

Segregated Funds offer many inherent benefits including professional money management, diversification, simplicity and choice. Like mutual funds, segregated funds pool money from thousands of investors and employ professional investment managers to invest in a variety of individual securities. Investors earn profits or losses from this type of investment vehicle as unit values increase or decrease.

Available only through contracts issued by life insurance companies, segregated funds fall under insurance legislation rather than securities legislation, unlike mutual funds. This difference means segregated funds offer certain advantages over mutual funds. Advantages such as…

A person gently holds a small bonsai tree in their hands against a blurred natural background, symbolizing care and connection with nature.

100% Capital Guarantees:
Through capital guarantees, a segregated fund portfolio has a maturity benefit guarantee that can contractually guarantee 100% of deposits. It also contains a death benefit guarantee where each year’s deposits begin with a 75% death benefit guarantee, which increases to 100% over five years.

* Features and guarantees vary by policy and age of annuitant and some limitations apply. Maturity and death benefit guarantees are reduced proportionality by withdrawals.

Creditor Protection:
A segregated fund investment may be protected in the event of bankruptcy and creditors.

Estate Bypass:
When you designate a beneficiary, the assets within you segregated fund flow directly to him or her, bypassing the estate and potential probate fees. As the assets bypass the estate, the beneficiary designation can not be contested.

Contact Us

Karen Mason is a Certified Financial Planner, a Chartered Life Underwriter and a Certified Health Insurance Specialist. She has been involved in Financial Services since 1983. Her background includes management roles such as trainer of financial advisors and development manager. She has worked extensively in the fields of tax and estate planning, retirement planning, business succession planning, farm transfer planning, charitable giving, life, disability, critical illness and long term care insurance.

Please enter your name.
Please enter a message.
You must accept the Terms and Conditions.

Mason Financial

5715 Sooke Road
Sooke, BC, V9Z 0C4

Phone: 250-642-0776
Toll Free: 1-866-888-0557
Email: [email protected]
Web: MasonFinancial.net

Serving the communities of:
Sooke, Langford, Colwood, Metchosin, Victoria, Oak Bay, Royal Oak, Sidney, Brentwood Bay, Vancouver Island, British Columbia

Footer

Privacy PolicyCookie Policy
©2007-2024 Mason Financial. All Rights Reserved.